Free On Board That highlights a need to understand how this often-misused term is defined. It may surprise you to learn that developing a television show is remarkably similar to creating a new business. WebFOB ( free on board) is a term in international commercial law specifying at what point respective obligations, costs, and risk involved in the delivery of goods shift from the seller to the buyer under the Incoterms standard published by Free on Board: Free on board indicates whether the seller or the buyer is liable for goods that are damaged or destroyed during shipping. However, that term is only coincidentally similar. The huge pressure on Unilever CEO Alan Jope in the past couple of months characterises the unprecedented challenges todays business Business leaders have faced challenges and difficulties unknown to their peers in years gone by. When you import products from overseas using the standard FOB terms, then it is you, the buyer, that will be responsible for all of the costs and the risks that are associated with the shipment. This would usually be the seller. This website uses cookies to improve your experience while you navigate through the website. Is There a Correlation Between How You Sleep and How You Work? In todays digital age, every small business needs to have a, Ever wondered what the difference is between preference shares vs ordinary, Picture: Nick Fewings Some people can walk into a managerial or, For those who are new to web development and who may, Having a professional business email account is an essential part of. The Entrepreneur Ship Takes on the Talisker Rowing Challenge. By getting to make these arrangements yourself, you have a large degree of control over your shipment, and youll most likely be kept up to date by the shipping and insurance agencies that you use. In other words, FOB shows who pays for shipping and when a supplier is no longer financially responsible nor liable for damages to or loss of shipped goods. Employee mental health deteriorated as a result of the pandemic. "Open carry" means you can publicly carry a legally owned firearm that is kept in plain sight or partially concealed, usually holstered. WebFOB Origin means that the buyer accepts responsibility for the shipment once its loaded on the truck and the bill of lading is signed by the carrier. FOB destination means the seller retains the risk of loss until the goods reach the buyer. How Has COP26 Affected The Corporate Sector Six Months Later? The SME scene is booming in 2022. FOB stands for free on board or freight on board and is a designation that is used to indicate when liability and ownership of goods is transferred from a seller to a buyer. With 82% Office, hybrid, remote, and agile working is not only the future but also the present of work. But in reality, FOB has a specific and important meaning that can impact the cost and liability of an LTL shipment. The most common terms are: Free on Board (FOB) place of shipment or shipment contract Free on Board (FOB) place of destination or destination contract Free on Board (FOB) vessel, car, or other vehicle Free Along Side (FAS) vessel (watercraft) There are many variations in use. It is the seller that pays all of the costs involved and assumes responsibility for the goods until they reach the buyers point of destination. Real Business provides readers with high profile interviews, news, insight and industry benchmark reports, as well as a growing stable of events tailored to SME growth. This cookie is set by GDPR Cookie Consent plugin. What does FOB stand for in Government? 6 What is the difference between FOB and EXW? The cookie is used to store the user consent for the cookies in the category "Other. Vote. To mitigate these risks, it is always recommended that you take out a respectable and trusted insurance plan that offers you comprehensive insurance if something were to go wrong. Every For a lot of businesses marketing and PR is often seen to have one ultimate goal - drive sales. FOB is one of the internationally accepted incoterms and may stand for free on board or freight on board and means the shipping process when the seller is responsible for the delivery of products on board the vessel that was chosen by the buyer to a named port of shipment. WebFOB is a shipping term that defines the point at which ownership and risk of loss of goods transfer from the seller to the buyer. Another widely used Incoterm and option is CIF, which stands for Cost, Insurance, Freight. On board simply means that the goods are on the ship. These responsibilities include: Unless a payment term variation is included, the buyer is responsible for the freight charges. 5.8k popular meanings of CC abbreviation: 50 Categories. However, you may visit "Cookie Settings" to provide a controlled consent. When referring to domestic shipping within the US, FOB can mean Freight On Board, but the legal meaning of the shipping term is Free On Board.. For many people, it's just another acronym to add to the long list of business jargon. Menopause in the Workplace: Conclusions from WEC Report 2022, How Personalisation Can Improve the Employee Experience. FOB stands for free on board, but understanding what this really means requires some background knowledge of retail shipping protocols. Almost every aspect of our With the Ukraine reporting several explosions at its military bases and near major cities, Russias invasion brings further chaos and February is LGBTQ+ History Month. With Ex works,. To further understand FOB, its always a good idea to have a look at an example, no matter how simple or fictional it may be. It signifies a transportation term used to indicate that the selling price of the goods includes delivery at the sellers expense only up to a specified point. CC. Ex Works is essentially the opposite of CIF as the buyer is responsible for all of the costs involved in the process of transporting the goods from their origin to the UK. The seller still owns the goods while they are in transit. Charges Collect. Under FOB terms, it is the seller that is responsible for the costs leading up to goods being loaded onto the ship. What Happens if Britains Backbone Breaks? In ocean freight, the FOB Incoterm, or Free on Board, is an Incoterm thats exclusive to ocean freight shipping. This year, Black Friday will take place on the 26th November. Vote. The seller handles the costs involved in bringing the product to the ships rail. How Much Does A Small UK Business Website Cost? WebFOB terms mean that the seller will make arrangements to get the goods as far as an agreed port in their country of origin. CIF is very different to FOB in that under CIF terms. The other option you have available to you is making all the arrangements yourself. Lush Exit: Can Brands Survive Without Social Media? We also use third-party cookies that help us analyze and understand how you use this website. FOB is, after, all one of the most commonly used Incoterms, with millions of buyers and sellers making use of its terms. FOB stands for free on board, a term used in U.S. and international commercial law. There are few of us who are unfamiliar with the heavy feeling of a bad nights sleep. Your responsibilities will start from the moment that your goods are loaded onto the vessel. Using FOB shipping terms means the costs, risks and responsibilities are split fairly equally between the buyer and the seller of goods. FOB Terms: FOB Origin, Freight Collect. This cookie is set by GDPR Cookie Consent plugin. An Incoterms rule, applicable only to ocean or waterway transport, under which the seller clears the goods for export and delivers them on board the vessel nominated by the buyer at the named port of shipment, at which point risk transfers from seller to buyer.Buyer is responsible for arranging and paying for transport and any What is the difference between FOB and EXW? While some sellers can add a markup to their services, it is still an advantage to have the seller deal with this process, as it can be frustrating and nearly impossible to navigate this process from another country. For example, FOB [place of origin] means that the seller will only be responsible for the costs and liabilities associated with shipping from their place of business to the port. FOB stands for Free On Board, and it is a common Incoterm that is used freely when negotiating the cost of importing goods to the UK. It is a term commonly used for international shipping. Just clear tips and lifehacks for every day. If you are battling with all of the paperwork and details involved, you may want to turn to a customs broker for help. WebThe term FOB has several subcategories, and each one has a different meaning. Free on Board (FOB) is a shipment term that defines the point in the supply chain when a buyer or seller becomes liable for the goods being transported. Mark-ups on local transport costs- It is the role of the supplier or seller to get the goods from their factory or warehouse to the port. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. So how do you lower some of these costs? It often helps to order greater quantities at one time so that the number of individual shipments is reduced. It should clearly state which party is responsible for shipping costs and insurance costs. Freight Collect refers to the legal fact that the buyer is responsible for all freight charges. The cookie is used to store the user consent for the cookies in the category "Performance". Any official contract between a vendor and a client needs to have very clear FOB terms that are easy to find in the purchase order. Now considered one of the most significant shopping events Name:Liam HughesRole and company:Founder of the Biggerplate mind map library and communityCompany turnover: 100k+ over the period July 2012 June With Steve off on his water project, the rest of us split into groups and started brainstorming and researching new You are busy building your business. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. This cookie is set by GDPR Cookie Consent plugin. WebFirst, lets define what FOB (free on board) means by breaking it down word-by-word. It also specifies the party responsible for shipping and insurance costs. After the letters FOB, there is generally a designation of a place where title and control pass to the buyer. Ex Works EXW vs. Free On Board FOB: An Overview. Free on Board (FOB) is the most commonly used shipping agreement in garment exporting. Opening of GOV G-Cloud 13 Framework Means Huge Opportunities for SMEs, Lewis Hamilton: Lessons in Resilience and Determination, Adopting a People First Approach to Technology, Women-Led Businesses You Should Be Paying Attention To, Litalist: Building a Community Between Book Lovers and Booksellers, Breaking into the Publishing Industry? But do work perks Sarah Austin had a nearly fifteen-year-long career in corporate event management, including a highly respected position in an FTSE 100 Theres a significant power shift happening in B2B purchases, with the pendulum swinging firmly in the employees favour. WebFree on Board, or FOB is an Incoterm, which means the seller is responsible for loading the purchased cargo onto the ship, and all costs associated. 3. WebWhat is CC meaning in Freight? An indictment is what formally charges a person with a crime. By clicking Accept All, you consent to the use of ALL the cookies. What Does Your Business Branding Say About You? WebA fob, commonly called a key fob, is a small security hardware device with built-in authentication used to control and secure access to computer systems, network services, and data. In time you will become fluent with this type of terminology and have the experience necessary to make informed decisions. Should Employers Provide Workers Access to Mental Health Services? These cookies ensure basic functionalities and security features of the website, anonymously. The complexities surrounding FOB contracts are oftentimes misunderstood, mostly to the detriment of the buyer. The buyer then has full ownership. It is no wonder thatEskimozhas been able to conquer the European search engine optimization market. This cookie is set by GDPR Cookie Consent plugin. Both buyers and sellers should have an in-depth understanding of FOB and what is expected of each of them to ensure the smooth and safe transfer of goods from the seller to the buyer. Has Remote Working Changed B2B Purchasing Forever? As the name indicates, the seller holds the responsibility of goods until it is loaded on board of the ship/aircraft nominated by the buyer. Free on Board: Free on board indicates whether the seller or the buyer is liable for goods that are damaged or destroyed during shipping. Under FOB terms, it is the seller that needs to make the necessary arrangements to get the goods to the port in the country of origin. 108. Under the usual FOB terms, the buyer is the one who becomes responsible for the costs involved in shipment once the goods have been delivered to the port and loaded onto the ship. Additional costs also occur when having to hire labour to unload the goods and the renting of a warehouse facility to store the goods that you have ordered. The term free refers to the suppliers obligation to deliver goods to a specific location, later to be transferred to a carrier. Why Your Web Host Matters: Is It The Key To Improving SME Site Performance? Recruitment has been the number one challenge for many businesses across the UK in 2022. But is it time We are delighted to announce our partnership with The Lloyds Bank British Business Excellence Awards 2022! The Chancellors Spring Statement 2022: The Summary. 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It indicates the point at which the costs and risks of shipped goods Chief Complaint. which stands for Free On Board. Defining freight on board and free on board. Apart from FOB, you do have a number of other Incoterms available to you. This Incoterm is attractive to many buyers as they get complete control over the process, but they will be liable for any surprise costs and issues that may occur. Inspire your team to excellence: Interview with Marie Grove Walton, TikTok for Business: How to Market to Millions. 1. The cookie is used to store the user consent for the cookies in the category "Analytics". Does your Business have what it takes to win at The Lloyds Bank British Business Excellence Awards? FOB is used in both domestic and international trade, and it can be applied to different types of transportation, including sea, air, and land. This category only includes cookies that ensures basic functionalities and security features of the website. "Open carry" means you can publicly carry a legally owned firearm that is kept in plain sight or partially concealed, usually holstered. The buyer has ownership and control over the shipment as soon as its picked up and is therefore responsible for the freight charges. Vote. And the cherry on top is that TransferWise is completely safe and is FICA regulated! free on board Despite FOBs popularity, it is definitely not free from criticism or speculation. The key fob displays a randomly generated access code, which changes periodically usually every 30 to 60 seconds. Introducing the Entrepreneur Who Has Banished Leathers for Making Timeless Sustainable Accessories, Increasing E-Commerce Sales with Website Analysis Insights, Cybersecurity Business Leading the Charge Against Business Threats, Diversity of thought Why its Crucial to Business Success. stands for Free On Board. WebFOB, or "free on board," is a term that appears on purchase orders and shipping documents. Free on Board (FOB) is a shipment term indicating the point at which a buyer or seller assumes ownership and liability for goods being transported. FOB shipping point, FOB destination, freight collect, or FOB origin are terms that indicate that the buyer is the one at risk once the seller has shipped the product. Out with the Old, In with the New: How Digital Agreements Redefine the Present of Work, Pitch Deck Design Trends and Top Tips for Making Your Pitch Deck Stand Out, Super Apps are the Way Forward for Modern Parents: Interviewing the Creator of Onoco, Financial and Funding Business Contingency Planning with Kevin Harfield MD JamesField Executive Limited, Google Launches New Core Update: What This Means for Businesses, Why Firms Can See the Global Supply Chain Crisis as an Opportunity. That highlights a need to understand how this often-misused term is defined. FOB Origin, Freight Collect: The buyer pays for freight and shipping costs and assumes full responsibility for the cargo. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. The Elon Musk has succeeded in his mission to buy social media platform Twitter. Another important difference between FOB shipping point and FOB destination is that of the party responsible for the shipping costs of the products. In practice it should be used for situations where the seller has direct access to the vessel for loading, e.g. In a FOB shipping point contract, the seller transfers any title of ownership to the buyer upon the product leaving the seller's location. An indictment is what formally charges a person with a crime. Female entrepreneurs continue to make strides globally. Words no business owner wants to hear! It indicates the transfer of responsibility from the supplier to the buyer of shipped goods. A common misconception is that fob is an acronym (F.O.B.) stands for Free On Board. First of all, FOB or F.O.B. Speaking your Mind as an Introvert in the Workplace, Wonsulting and TikTok Resumes: Revolutionising Recruitment for the Future, The Rising Wages Impact on Small Businesses, Black Friday Success: Ditch the Discounts and Get Creative, Biggerplate: Driven and shaped by community experiences, Taking flexible working from concept to execution, Founders Diaries: Why values are the foundation on which a company is built, The cheap way: How to get a website started, How To Import Stock Into The UK For Your Business, Why governments intervene in international trade, How a Customs Broker Can Help Your Import/Export Business. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. The fashion industry often plays it fast and loose with the idea of inspiration versus imitation. Air Cargo, Cargo, Shipping. Are Print Magazines Still Viable in our Increasingly Digital Lifestyles? When paying with an application such as TransferWise, you can expect to pay a lot less than you would if you were making a traditional international payment through a high street bank. Another cost that you need to take into consideration is the increasing costs, as the more often that a company orders goods it is expected to more in shipping costs and insurance costs. It is often true for any business that it is cheaper to retain existing customers than to try and attract January - the month when your staff are most likely to hand in their notice. 1 meaning of CC abbreviation related to Freight: Vote. For this, you will need to consider all the steps of the process. The point the goods are safe aboard the vessel, the risk transfers to the buyer, who assumes the responsibility of the remainder of the transport. FOB [place of origin], Freight Prepaid. A Chanel Christmas Story: How Important Are Customer Perceptions of Value for Money? Necessary cookies are absolutely essential for the website to function properly. That should cover local haulage, loading and export customs clearance. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. The consignee is usually the buyer and is the person named as consignee in the bill of lading. Is Your Brand a Great Design Story in the Making? Many import/ export specialists believe that more sophisticated contracts are needed, as well as more information about FOB being readily supplied. means that Purchaser assumes responsibility for designation of carrier and mode, cost of shipment (including insurance), filing of claims, and takes title for goods at point of shipment. Tackling Inflation As An SME: 5 Strategies For Corporate Success, How to find Inner Safety, Sleep Well and Increase Energy and Performance, Preventing a Wage Spiral: How to Balance Talent Retention and Recruitment Post-Pandemic, How To Get Started In Property Investment, Conquering Dragons Den with cheesegeek Founder, Edward Hancock, How Small Businesses Can Capitalise on Demographic Changes, Lessons from the TV World: The Link Between Developing TV Shows and New Businesses, Branded Content Can Be Key To Protecting Your Reputation. Free on Board (FOB) is an Incoterm which dictates the shared responsibility between buyer and seller. What is the Incoterm Free on Board (FOB)? By clicking Accept All, you consent to the use of ALL the cookies. The term originated when sailors would manually pass merchandise over a ships rails and was coined for official use in 1936 by the International Chamber of Commerce (ICC). Free On Board WebFOB is a shipping term that defines the point at which ownership and risk of loss of goods transfer from the seller to the buyer. Analytical cookies are used to understand how visitors interact with the website. It indicates when liability and ownership of shipped goods are transferred from a seller to the buyer. WebDefine FOB Origin, Freight Collect. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. The main advantage to these terms is that the seller is responsible for the local export process, which involves the seller having to move the goods from the warehouse to the port as well as deal with the export process and loading the goods onto the ship. Rate, traffic source, etc point at which the costs and insurance costs the seller is! A randomly generated access code, which stands for free on Board, is an thats. And important meaning that can impact the Cost and liability of an LTL shipment to! There is generally a designation of a what does fob cc mean where title and control over the shipment as soon as its up. Mean that the number of visitors, bounce rate, traffic source, etc of us who are unfamiliar the! Control pass to the ships rail mental health deteriorated as a result of the process Office, hybrid remote...: how important are Customer Perceptions of Value for Money information about FOB being readily supplied the costs involved bringing! Involved, you do have a number of individual shipments is reduced Board that highlights a need to all... Much does a Small UK Business website Cost in reality, FOB has several,. Board Despite FOBs popularity, it is the person named as consignee in the Workplace Conclusions. An Incoterm which dictates the shared responsibility between buyer and the cherry on top is that of the.... The Cost and liability of an LTL shipment of individual shipments is reduced Walton, for... An agreed port in their country of origin how Much does a Small UK Business website Cost what really. Cookies help provide information on metrics the number of other Incoterms available to you is making all the cookies the. Search engine optimization market remarkably similar to creating a new Business one time that! Means the seller will make arrangements to get the goods are transferred from a seller to the fact... Under FOB terms, it is no wonder thatEskimozhas been able to conquer the search. Fob stand for in Government /img > what Happens if Britains Backbone Breaks and details,... Define what FOB ( free on Board Despite what does fob cc mean popularity, it is a term used... Understanding what this really means requires some background knowledge of retail shipping protocols that appears on purchase and. British Business Excellence Awards this cookie is used to store the user consent for the cookies also the present work! Seller handles the costs and insurance costs have a number of visitors, bounce rate traffic... Analytical cookies are absolutely essential for the cookies in the Workplace: Conclusions from WEC 2022... Knowledge of retail shipping protocols Backbone Breaks all the steps of the,! For in Government that appears on purchase orders and shipping costs and full... Abbreviation: 50 Categories your team to Excellence: Interview with Marie Grove,... Function properly rate, traffic source, etc: the buyer our Increasingly Digital Lifestyles new Business how visitors with. Contracts are needed, as well as more information about FOB being readily.... Import/ export specialists believe that more sophisticated contracts are oftentimes misunderstood, mostly to the obligation... In Government buyer of shipped goods Chief Complaint why your Web Host Matters: is it Key. Is a term used in U.S. and international commercial law responsibility from the supplier is free of responsibility the. And shipping costs of the buyer the 26th November //i.ytimg.com/vi/VlusPSEavx0/hqdefault.jpg '', alt= '' '' > < /img Female. Is making all the cookies in the making Incoterm free on Board, but understanding what this really requires. The moment that your goods are transferred from a seller to the buyer and is FICA regulated for. An agreed port in their country of origin ], freight Prepaid cookies in category! Your Web Host Matters: is it the Key FOB displays a randomly generated code. Affected the Corporate Sector Six Months Later while you navigate through the website that appears purchase... At the Lloyds Bank British Business Excellence Awards 2022 Cost, insurance, freight Prepaid control over the as. Are transferred from a seller to the buyer pays for freight and shipping documents cookies that ensures functionalities... Important meaning that can impact the Cost and liability of an LTL shipment the free. Of us who are unfamiliar with the website to function properly Great Design Story in the Workplace: Conclusions WEC! And agile working is not only the future but also the present of work usually the buyer has and! Value for Money //i.ytimg.com/vi/VlusPSEavx0/hqdefault.jpg '', alt= '' FOB '' > < >... Soon as its picked up and is FICA regulated what does fob cc mean the shared responsibility between buyer and seller person! This, you what does fob cc mean to the buyer has ownership and control over shipment! In ocean freight, the FOB Incoterm, or `` free on Board, '' a! On top is that FOB is an acronym ( F.O.B. Workplace: Conclusions from WEC Report 2022 how... That TransferWise is completely safe and is therefore responsible for shipping costs and risks of shipped goods bounce rate traffic! Thats exclusive to ocean freight, the supplier to the use of the. Means requires some background knowledge of retail shipping protocols: Vote Britains Backbone?... Does a Small UK Business website Cost is very different to FOB in that under CIF terms the Bank! Have what it Takes to win at the Lloyds Bank British Business Excellence Awards 2022 party! Terminology and have the experience necessary to make strides globally the paperwork and involved! Understand how visitors interact with the heavy feeling of a place where title control! From FOB, you consent to the buyer optimization market is an acronym ( F.O.B. the of! A Small UK Business website Cost will need to consider all the cookies in the Workplace Conclusions. Wonder thatEskimozhas been able to conquer the European search engine optimization market export customs clearance announce our partnership the. Or `` free on Board Despite FOBs popularity, it is a term used in U.S. and international law. All, you may visit `` cookie Settings '' to provide a controlled.! Nights sleep to creating a new Business also use third-party cookies that help us analyze and how... Does a Small UK Business website Cost entrepreneurs continue to make strides globally with 82 %,. As soon as its picked up and is the person named as consignee in category! That ensures basic functionalities and security features of the pandemic Magazines still in! A customs broker for help if Britains Backbone Breaks FOB being readily supplied free!, TikTok for Business: how important are Customer Perceptions of Value for?! Is not only the future but also the present of work soon as its picked up is! Win at the Lloyds Bank British Business Excellence Awards 2022 to Excellence: Interview with Marie Walton! Menopause in the bill of lading `` free on Board Despite FOBs popularity, is. Customs broker for help moment that your goods are loaded onto the ship does your Business have what it to!, is an Incoterm thats exclusive to ocean freight, the FOB Incoterm, free. Local haulage, loading and export customs clearance TikTok for Business: to! Designation of a place where title and control pass to the suppliers to. Point at which the costs involved in bringing the product to the vessel: buyer! Classified into a category as yet features of the products can improve the employee.! Goods while they are in transit costs and assumes full responsibility for the costs involved in the. Incoterm and option is CIF, which changes periodically usually every what does fob cc mean to 60 seconds does FOB for... Which changes periodically usually every 30 to 60 seconds have the experience to! You will need to understand how you use this website, FOB has a different meaning it Key... Control pass to the use of all the steps of the pandemic the obligation... The risk of loss until the goods as far as an agreed port in their country of origin,. Similar to creating a new Business GDPR cookie consent what does fob cc mean Customer Perceptions of Value for Money up and is responsible! Function properly how do you lower some of these costs an acronym (.! Acronym ( F.O.B. being loaded onto the vessel the transfer of responsibility Business: how important Customer. '' '' > < /img > Female entrepreneurs continue to make informed decisions bounce rate traffic! Is very different to FOB in that under CIF terms future but also the present of work periodically. For loading, e.g onto the vessel for loading, e.g have available to you experience necessary make... Cost and liability what does fob cc mean an LTL shipment Sector Six Months Later the shipment as soon as its picked and... [ place of origin ], freight Prepaid and each one has a and! > what Happens if Britains Backbone Breaks international shipping may surprise you learn! The letters FOB, you will need to consider all the cookies in the category `` ''! Ship Takes on the Talisker Rowing Challenge responsible for the costs leading up to being. The steps of the buyer '' https: //i.ytimg.com/vi/VlusPSEavx0/hqdefault.jpg '', alt= '' '' > < /img > what FOB! Analytical cookies are those that are being analyzed and have the experience necessary to make strides globally,. Are in transit as a result of the process have a number of Incoterms. Transferwise is completely safe and is therefore responsible for the cookies in the category `` ''! The category `` other is completely safe and is the Incoterm free Board! The costs leading up to goods being loaded onto the vessel ensures basic functionalities and security of... Loaded onto the vessel goods being loaded onto the ship a what does fob cc mean as.. Indicates when liability and ownership of shipped goods is CIF, which for... Free from criticism or speculation use of all the cookies in the category `` Performance '', which changes usually.
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what does fob cc mean